The recommendation comes before the sales decision. We begin with your numbers, compare both paths, and put the tradeoffs in writing. You can stop at any point.
Clear numbers. Human decisions. 01 Tell us the numbers Share your approximate unsecured debt, income, monthly obligations, credit range, and whether accounts are current or behind.
02 We compare both paths We evaluate likely lending eligibility alongside debt relief suitability, including costs, timelines, qualifications, and important program considerations.
03 You get the recommendation The recommendation is presented in writing before enrollment or acceptance. It includes what happens if you move forward—and what may happen if you do nothing.
04 You decide Choose the option that fits, ask more questions, or walk away. The assessment is free and does not obligate you to enroll.
Important disclosures
Entity. Golden Rise Capital, Inc. d/b/a Fidelity First Capital is registered with the Nationwide Multistate Licensing System (NMLS #2759539), including registration in Utah. 2081 Business Center Drive #285, Irvine, CA 92612. We connect consumers with affiliated or third-party providers that may offer loan or debt relief options; Golden Rise Capital, Inc. does not directly fund loans or administer debt relief programs. Products and terms are not available in all states.
Lending. All loans are subject to underwriting, verification, and credit approval. Rates depend on creditworthiness, loan amount, and term. Representative example: a $20,000 loan at 17.99% APR over 60 months results in 60 monthly payments of $508 and total repayment of $30,480. APRs range from 5.95% to 35.99%. No origination fees apply.
Debt relief. Golden Rise Capital does not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal, or credit repair advice. Clients who complete all program payments resolve approximately 45% of enrolled debt on average before fees. Fees range from 15% to 25% of enrolled debt. Programs run 24–48 months. Not all clients complete the program; results vary and past results do not predict your outcome. Using debt relief services will likely adversely affect your credit. You may be subject to collections or lawsuits, and outstanding balances may grow from accrued interest and fees. Forgiven debt may be taxable income. Certain debts and creditors are not eligible. Read all program materials before enrolling. Debt relief programs referenced on this site are offered by affiliated or third-party providers, not administered directly by Golden Rise Capital, Inc.
Communications. By submitting your information you agree we may contact you at the number provided, including by autodialed calls and text messages, about your inquiry. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out. Calls may be recorded for quality assurance and training.
